citi AT&T no-annual-fee credit cards

Citibank credit cards and AT&T offer no-annual-fee AT&T credit cards that offer considerable ongoing savings on purchases of AT&T products and services, as well as calling benefits and complimentary mobile phone insurance.

AT&T Universal Savings and Rewards Card members earn and redeem ThankYou points, a free rewards program featuring a variety of merchandise, travel and gift cards at leading retailers and restaurants. Cardmembers get one ThankYou Point for every dollar spent and services up to 50,000 points a year.

With the citi AT&T Universal cards, cardmembers will receive a 10 percent savings for the first 12 months and a 5 percent savings thereafter on every dollar spent on eligible AT&T products and services equal to the amount spent on their other purchases. The savings will appear as a billing statement credit during the billing period the purchases were made. Cardmembers can earn up to $350 in savings each calendar year. In addition to savings on AT&T products and services, the new AT&T Universal cards offer value and rewards as follows: -- The AT&T Universal Savings Platinum Card combines a low rate with a 12- month 0 percent APR on balance transfers. Calling benefits include two free directory assistance calls each month, up to 30 prepaid phone minutes each month and free mobile phone insurance.

A 12-month introductory promotion offers a 0 percent APR on balance transfers. Calling benefits include two free directory assistance calls each month, up to 30 prepaid phone minutes each month and free mobile phone insurance.

For more information or to apply for the new AT&T Universal cards, call 1-800-66-APPLY or visit http://www.universalcard.com

The new AT&T Universal cards also offer significant customer benefits from Citi, including: -- Easy access to Citi's free credit education program, Use Credit Wisely, at http://www.usecreditwisely.com. -- Access to free tools, such as customized e-mail alerts, billing date options and automatic payments, to help avoid late payments. -- $0 liability on unauthorized purchases. -- Retail Purchase Protection. -- Fraud Early Warning with 24-hour protection from scam. -- Citi Identity Theft Solutions. -- Auto Rental Insurance. -- Emergency Travel Assistance. -- Travel Accident Insurance. -- Acceptance at millions of locations around the world. "We are committed to driving innovative solutions to our AT&T Universal Card customers through our relationship with Citi," said Scott Frank, president and CEO-AT&T Intellectual Property. "We're excited about the new cards and look forward to the benefits, convenience and savings that they will offer customers."